Every Car Insurance company tries to hide it, but the CAT IS OUT OF THE BAG!
They will NEVER tell you this, but your zip code is a MAJOR factor in how your insuarnce rates are determined.
If you live in a "High Risk" zip code, you are DEFINITELY paying TOO MUCH for Auto Insurance.
Here is the SECRET and how it works:
The thing is that EACH Insurance company determines which zip codes are "HighThese factors all depend on each company's individual experience.
Risk" for them a little differently.
For example:
- Your friend lives in a zip code 10 miles away
from you. - You and your friend use the DIFFERENT Auto Insurance
companies. - YOUR zip code has had lots of accidents with
drivers insured by YOUR Auto Insurance company. - Your friend's zip code has had relatively few
accidents with drivers insured by your company. - YOUR company will see YOUR zip code as "High
Risk". - Meanwhile, your friend's Insurance company will
give him a big fat discount because very few of
their drivers have filed claims within that zip
code. - At the same time, your FRIEND'S Insurance company
may have very few claims coming from YOUR zip code
so THEIR rates will be much cheaper where YOU live. - So you see, 2 different Auto Insurance companies
can have completely views on the risk factors of
YOUR zip code.
You can search out and compare quotes for your zip code from 10 or 20 different companies...but do you
really want to WASTE all that time?
Life should be simpler than that...and it is SIMPLER!There is a FREE site where you can easily check which
Car Insurance companies offer the LOWEST Rate in YOUR
specific zip code.
All you need to do is enter your zip code here